(Or: How the Government Accidentally Rewards You for Surviving Long Enough) There’s a funny thing about taxes in America. When you’re young, the system treats you like a piƱata stuffed with payroll deductions. Every time you swing your paycheck open, candy falls out labeled income tax , Social Security , Medicare , state tax , and something mysterious called “miscellaneous adjustments.” But if you manage to survive the decades of meetings, commutes, fluorescent lighting, and corporate mission statements that include the phrase “synergy-driven solutions,” something magical happens. You retire. And suddenly the tax system starts acting like it feels a little bad about what it did to you for the past forty years. Not too bad, of course. This is still the government we’re talking about. But just enough to throw you a few bones. A couple deductions here. A little exclusion there. A tax break that says: “Congratulations on not dying before your pension started.” Now, don’t get exci...